Gold Chute Services
There is no such as thing as ‘one size fits all’. Individual needs, wants and dreams are specific. Determining what you need, want and dream about is what we do best. It’s what we live and breathe every day and we couldn’t do what we do if it didn’t make a difference to people’s lives. You may have one need, want or dream, or you may have many. Either way, let’s see if we can bring it to life.
Here are some of the things people come to see us about – it’s not an exhaustive list, but technically it’s what we do. We try to keep things simple so the icons below will tell you the basic idea. If you want to know more please feel free to get in contact.
Failure to plan is planning to fail. Have you got a plan?
Our Life Planning service can help put together a financial plan for your family to make sure you achieve you goals. It could be getting onto the property ladder, paying for a child’s university education or simply making sure you have a rainy day fund. Having a plan and sticking to it can ensure you and your loved ones have what they need as they grow.
They seem so simple, until you need one.
With proper advice and planning you can save yourself £10,000’s over the lifetime of a mortgage by taking a real look at the market and your personal finances. If you are looking at buying your first (or second/third/fourth…) property get in touch. The Gold Chute team will be happy to sit down and assist you in looking for the best deal for yourself.
We can also assist in strategies to help maximise government grants for first time buyers so even if you are only thinking about buying your first home get in touch. We can help.
Long Term Care
Everyone gets old, make sure you have a plan.
As you go through life and get older you appreciate your time here is limited and you eventually will reach the end. No one wants to be a burden on their family in terms of care or financially. This is why it’s essential for you to plan how you will pay for your care if it’s required.
And if you reach this part of your life and it’s not required, you can buy a sports car or something.
Savings and Cash Management
Having cash is nice!
How brilliant to have a ‘rainy day’ fund. It gives you that peace of mind that if you really needed something one rainy day, you only have to dip into your rainy day fund to get it. But how accessible is your rainy day fund? Is it protected against financial loss should wherever it is saved get into financial difficulty? Is you rainy day fund too much or too little for your requirements? What are you saving for? As a society we are conditioned to save, save, save. But do we need to be frightened about spending some of it? Could we structure it better to suit our requirements? Let’s find out.
If you are looking to start investing or you are not happy with how your current investments are going we will be more than happy to assist you.